How Cash Works in Your PortfolioCash is more than just the dollar bills in your pocket—it can be a powerful part of your investment portfolio. However, the cash allocation in your portfolio is usually a bit different than the cash in your bank account. Let’s look at what cash means from an investment context and
How Cash Works in Your Portfolio Read More »
A personal cash flow statement is the most honest financial document you’ll ever create. It shows what you actually spent — not what you planned to spend. For most people, those two numbers are further apart than they’d expect. This guide walks through how to build your personal cash flow statement from scratch, what to
Personal Cash Flow Statement: How to Build One in 2026 Read More »
Every decade or so, economists and analysts start talking about the yield curve. As jargon goes, yield curve is one of the worst offenders. However, when you look closely at how interest rates work, it’s easy to understand why the yield curve is important, and why many traders and investors use it as part of
What Is The Yield Curve And Why It Matters? Read More »
Restricted stock units (RSUs) are one of the most common forms of equity compensation — and for good reason. Unlike stock options, RSUs don’t require a purchase or buy-in from the employee. While RSUs are rarely guaranteed (they tend to come with vesting and payment terms that more closely align with bonus compensation than traditional
Restricted Stock: How to Handle Equity Compensation Read More »
If your employer still offers a pension, you have something most American workers don’t — a guaranteed income floor in retirement. But understanding how a pension vs retirement account actually differs is what separates employees who maximize that benefit from those who leave money on the table. This guide covers every major retirement account type,
Pension vs Retirement Account: Key Differences (2026 Guide) Read More »
While we tend to emphasize accumulating retirement savings (for good reason), how you withdraw and spend that money in retirement is equally important. How much you withdraw, and from which accounts, can all impact how long your money may last. One lesser-known risk for retirement income—sequence risk—is particularly relevant when markets are volatile. So what
What is Sequence Risk? A Guide to Withdrawing Income in Retirement Read More »
It’s no secret that the cost of college is rising rapidly. In 2023, the average one-year cost for an in-state college student sits at $25,707. Average fees for out-of-state or private universities are even higher. The creeping college price tag means it’s never been more important to have a plan in place to pay for
The Bogart Wealth Guide to 529s Read More »
What is a Checkbook IRA? A Checkbook IRA, often referred to as a Self-Directed IRA with checkbook control, is an innovative retirement savings vehicle that enables the account holder to exercise direct control over their funds. It essentially operates like your personal checking account, but it’s backed by the assets in your Individual Retirement Account
Everything You Should Know About Opening a Checkbook IRA Account Read More »
Love them or hate them, required minimum distributions (RMDs) play a significant role in a retiree’s income and tax planning. Lately, their importance has increased: New laws in the past few years changed the rules. To help you understand why that matters, we’re diving into how RMDs work and why they matter to your overall
Your Guide to Required Minimum Distributions (RMDs) Read More »
Tax-free wealth planning starts with understanding what the tax code actually allows. Building tax-free wealth sounds like marketing language until you look at those rules closely. Real estate depreciation, Net Unrealized Appreciation on company stock, Roth conversions, Health Savings Accounts, and a handful of other strategies let high earners legally shrink lifetime tax bills by
Tax-Free Wealth Strategies for Retirement Planning Read More »
You are now leaving the Bogart Wealth, LLC / Bogart Wealth™ (“Bogart”), website and entering a third party website that we do not control.
Bogart is not responsible for third party websites hyper linked our website, and does not guarantee or necessarily endorse any content, recommendations, products or services offered on third party sites.
In addition, third party websites may have different privacy and security policies than Bogart. Therefore, you should review the applicable privacy and security policies of any third party website before you provide any information.
