retirement planning
PLANNING FOR LIFE'S MAJOR EVENTS
Most of our clients come into their first meeting with a laundry list of questions when it comes to retirement planning. There are some common myths and misconceptions about retirement, along with the natural anxiety which accompanies many of life’s major events. But the financial advisors at Bogart Wealth help clients to find the answers they need, dispel unwarranted concerns and, ultimately, to develop the retirement plan they have spent a lifetime earning.
Whether you talk to one of our financial advisors in Woodlands, Texas or McLean, Virginia, or in any of the states in between, you’ll likely encounter a similar batch of questions from us. We need to know about your goals, your financial situation and your long-term plans before we can begin to help you build the retirement plan that’s right for you.
Why You Need Retirement Planning Services
Retirement may arrive sooner than you expect. If you start planning for retirement today, you will be able to:
- Map Out Finances – A retirement planning service can help you develop a roadmap that accounts for yourself and your family’s financial well-being. Planning for retirement encourages you to consider important financial questions about providing for your household after you stop working. Retirement planning helps you identify ways to maintain financial security now and in the future.
- Alleviate Financial Stress –Financial worries can cause stress that takes a toll on your physical health. Planning for retirement now can help alleviate that stress before it contributes to lasting health issues. The bottom line: Retirement planning services can help you feel good about your physical and financial well-being.
- Maximize Tax Deductions – Taxes can put a major dent in your income and retirement savings. Retirement planning now allows you to explore ways to capitalize on deductions and tax credits that will reduce your taxable income. Designed to optimize your income and retirement savings, this can make a big difference in the funds available to you after retirement.
- Align Career Goals to Retirement Plans – You may have big plans in your career, but it’s never too early to start thinking about retirement. Planning for retirement will help put your career aspirations into perspective. It gives you a unique opportunity to simultaneously create career goals and determine appropriate steps to achieve them without putting retirement plans in jeopardy.
- Remove Burden from Family – No one wants to be a burden to their family in retirement. Planning for retirement now lets you save for medical and long-term care costs so you can rest assured that your medical expenses in retirement will be fully covered. There are many factors to consider before, during, and after retirement. Our team can help you find ways to protect your wealth and maintain the lifestyle you want in retirement.
Work with Our Retirement Planning Experts
Bogart Wealth provides sophisticated, highly specialized retirement planning solutions tailored to each client. Our retirement planning service includes:
- Retirement Planning Education – Our retirement planners can answer your retirement questions and help you reach your goals. There is no such thing as a “bad” question when it comes to retirement planning. We encourage our clients to come forward with their retirement planning questions so you can get the insights you need to make informed decisions.
- Retirement Planning Advice –Our retirement planners will guide you through all aspects of retirement planning. We will assess the implications of how and when you distribute your retirement funds and their impact on your long-term income and investment potential. We’ll account for your spouse, heirs, other dependents, cash-flow requirements, lifestyle, and all financial security factors as you plan for retirement.
- Personal Retirement Planning – Our retirement planners will help you establish goals for retirement. We review your current retirement savings balance and estimate the retirement finances you’ll have available. Then we can create a plan to help you manage your current and future cash flow to reach the retirement goals you set.
- Retirement Tax Planning – Our retirement planners will help you get the most value out of your income and retirement savings. We explain the tax implications of retirement planning and explore opportunities to capitalize on tax deductions and credits. Once your retirement plan is in place, we will monitor its performance. We watch for changes in the tax code, financial markets, and trends that may affect your plan’s performance and make adjustments to keep you on the path toward the post-career life you’ve always wanted.
Why Bogart Wealth is Your Trusted Partner for Retirement Planning
It’s never too early to start planning for retirement. When you make those plans with the retirement experts at Bogart Wealth, you get the help you need, including:
- Individualized retirement planning
- Specialized analysis
- Ongoing plan updates
- Risk tolerance reviews
- In-person, virtual, and phone meetings
- Educational webinars
- Monthly summaries
- Online account access
As fiduciary, we maintain the highest standards of conduct and act in the best interests of our clients. We place your interests above all else, and with our support, you can achieve financial peace of mind in retirement.
Comprehensive Retirement Planning Advice
There are many factors to consider, both before, during and after you decide to retire. Our retirement planners will help walk you through it. How you decide to distribute funds, as well as when, can have significant implications on your long-term income and investment potential, as well as your tax burden. You also will need to consider your spouse, heirs and other dependents. And then there’s your lifestyle, cash-flow requirements and long-term financial security to consider.
Many of our clients employ sophisticated, highly specialized retirement planning strategies designed to protect their wealth while providing for the lifestyle they desire. Once their plans are in place, we monitor their performance – and keep an eye on changes in tax code, financial markets and trends that might affect them. And we encourage our clients to monitor any developments in the world which might affect their plans as well.
To that end, we’re posting detailed, to-the-point pieces designed to help clients as they work with us to build the retirement plan that’s right for them.
Let Us Be Your Trusted Retirement Planning Services Partner
Planning for retirement raises tough questions. At Bogart Wealth, we’re confident we have the answers. We have provided retirement planning services to families across the United States since 2016. The world has changed over the years, but our approach to planning for retirement remains the same. We strive to understand your retirement goals and present you with the options that will help you get there. This method seeks to help you preserve and maximize the retirement savings you’ve spent a lifetime building.
We are happy to answer any questions and help you plan for retirement. Contact Bogart Wealth today for more information about our retirement planning services or to set up an appointment.
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