James Bogart

Inflation is an economic buzzword you probably hear often, and with good reason. This term explains the rate at which the prices of goods and services increase over a specific period, decreasing the value of every dollar and leaving everyone with less purchasing power.  Retirement planning becomes more challenging with inflation because the money you […]

A retirement calculator is only as useful as the assumptions behind it. Plug in outdated inflation figures, a return rate that hasn’t been true in a decade, or a withdrawal rate the research no longer supports – and the number any realistic retirement calculator gives you is a fiction dressed up in math. This guide

While we tend to emphasize accumulating retirement savings (for good reason), how you withdraw and spend that money in retirement is equally important. How much you withdraw, and from which accounts, can all impact how long your money may last. One lesser-known risk for retirement income—sequence risk—is particularly relevant when markets are volatile. So what