Review Your Insurance: Are You Covered?
Buying insurance is about sharing or shifting risk, but you may think you’re covered for specific losses when, in fact, you’re not.
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Transitioning Into Retirement
Many of us have never thought beyond the vague notion we’ve held during most of our working lives: that retirement — if properly planned for — will be something of an extended vacation, a reward for a lifetime of hard work. Retirement may be just that… for the first few weeks or months.
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401(k) Plan Fees
The first step is to become informed about the different types of fees and expenses charged by your plan, and the way they are allocated to plan participants.
What’s the Real Return on Your Investments?
Many investors focus on nominal return or the percentage increase or decrease in the value of an investment over a given period of time. Usually, this is expressed as an annual return. Total return factors interest payments and dividends as well as percent change in the value of the investment. However, investors hoping to achieve
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Why Work With Bogart Wealth?
Choosing a financial advisor can feel stressful. In many ways, you entrust your financial advisor with more than money—you’re trusting them to help you achieve your financial goals and keep you on track. Beyond that, you’re sharing personal details about your life and family. The most important criteria for choosing a financial advisor is trust.
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Life Insurance: What is Cash Value?
Life Insurance comes in many varieties, from relatively simple term policies to more complex whole or permanent policies. Some of these permanent policies include a cash value component. With cash value, a portion of your life insurance policy is invested and may accrue interest over time. Depending on the terms of your policy, you may
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How to Think about NUA
The first thing to know about NUA—even before knowing what the initials stand for—is that it is a tax trick for reducing the tax you pay in retirement. While it does not work for everyone, it can be particularly useful for ExxonMobil retirees. NUA stands for “Net Unrealized Appreciation”. If that means nothing at all
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