Financial Planning Checklist


  • Did you move?
  • Did you sell any major assets?
  • Did you refinance your house?
  • Did you change jobs?
  • Did you “add to the family”?
  • Have a parent in need of assisted care?
  • Did you receive a gift or inheritance?


  • Confirm investment goals and strategy.
  • Review asset allocation and risk tolerance.
  • Revisit income or savings needs.
  • Review outstanding loans and mortgages.
  • Review dividend distributions.
  • Review employee stock plans.


  • Project income for 2017 and 2018.
  • Review YTD dividends & capital gains.
  • Review unrealized gains/losses.
  • Check loss carry-forwards from last year.
  • Review potential deductions and credits.
  • Track donations to charity (stock donations).
  • Review any gifting plans.


  • Review retirement cash flow needs.
  • Max out 401k contributions (before-tax).
  • Max out 401k contributions (after-tax).
  • Max out IRA contributions (& spouse).
  • Analyze Roth IRA conversion opportunities.
  • Take Required Minimum Distributions.
  • Consider Social Security claiming options.


  • Review costs of current insurance policies.
  • Umbrella insurance policies.
  • Review health insurance coverage.
  • Spend balances in Flexible Spending Acct.
  • Review Long-Term Care insurance needs.
  • Review Medicare enrollment options.


  • Contribute to education accounts.
  • Review and fund trusts.
  • Make any cash gifts to family members.
  • Consider Roth IRA for kids & grandkids.
  • Plan charitable contributions.



Please remember that past performance is no guarantee of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Bogart Wealth, LLC [“Bogart Wealth”]), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.  Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from Bogart Wealth. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Bogart Wealth is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the Bogart Wealth’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request or at www.bogartwealth.com
Please Note: Bogart Wealth does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Bogart Wealth’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. 
Please Remember: If you are a Bogart Wealth client, please contact Bogart Wealth, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.  Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently.
Please Also Remember to advise us if you have not been receiving account statements (at least quarterly) from the account custodian.

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